13 Jul How to Fill In the FLISP Application Form

The First Home Finance application form, still widely known as the FLISP form, asks for a lot of detail, and small errors are one of the most common reasons applications get delayed. It covers everything from your household income and marital status to the specific property you intend to buy, and a single mismatched figure can hold up an otherwise strong application for weeks.

Here is what to have ready and where people usually go wrong.

Gather Your Documents First

Before you even open the form, make sure you have your signed Offer to Purchase, certified ID copies, proof of income, and details of any dependants on hand. Having everything in one place before you start makes the form itself far quicker to complete, and reduces the chance you will need to go back and forth gathering missing paperwork. Our step-by-step guide to the FLISP application lists exactly what is needed before you begin.

Double-Check Your Personal and Household Details

The form asks for detailed information about your marital status, dependants, and combined household income. Errors here are one of the most common causes of delays, so it is worth checking names, ID numbers, and income figures against your certified documents before submitting. Our breakdown of how the FLISP application process works explains what each section of the form is asking for.

Don’t Skip the Property Details

You will need to provide accurate details about the property you intend to buy, including your signed Offer to Purchase. Applications without this document in place cannot be processed, so make sure your OTP is finalised before you submit.

Common Mistakes to Avoid

Two of the most frequent hold-ups we see are incomplete income documentation and mismatched personal details between the form and supporting documents. It is also worth confirming that you still meet the FLISP qualifying criteria before you submit, since your circumstances may have changed since you first looked into applying.

Let FirstStep Housing Complete It for You

Rather than risk a delay over a small error, our team can complete and submit your FLISP application on your behalf, then follow up with the relevant department until it is finalised. Once you are approved, we will also guide you through what happens next. The application is ultimately submitted to the National Housing Finance Corporation, which administers First Home Finance on behalf of the Department of Human Settlements.

Ready to take the first step? APPLY NOW