FAQs

Let FirstStep Housing answer some of the frequently asked questions we get asked the most: how the process works, what documents you need, and how to know whether you’re eligible for FLISP.

How do I know whether I’m eligible for FLISP?

The official funding partner sets out the requirements you need to meet to get an FLISP subsidy. To get funding, you must:

  • Have a household income of R3 501 up to R22 000 per month.
  • Be a South African citizen or resident with an ID or permit.
  • Be at least 18 years old and competent to contract.
  • Have never benefited from a Government Housing Subsidy Scheme (GEHS) before.
  • Have never owned a home before.
  • Live with a partner or dependant.

If you meet these requirements, you’ll most likely get approved for funding.

What documents do I need to apply?

When filling out your FLISP form, you’ll need to have these documents on hand:

  • A smart ID card or permit
  • 3 months’ payslips.
  • Birth certificates with a 13-digit ID number for every child in your household.
  • A marriage certificate or affidavit confirming your marriage (if married according to customary law).
  • If divorced, your divorce order and settlement agreement if applicable.

If you have questions about the documents FLISP needs, contact FirstStep Housing.

What funds can I use FLISP with?

You can use FLISP in combination with cash your bond, part of your pension, savings, a stokvel or cooperative housing scheme and loans supported by Employer-Based Housing Schemes such as Government Employees Housing Scheme for government employees.

Do I have to repay the FLISP subsidy?

No, you will never have to repay your subsidy. This is because it’s part of the government’s program to make housing affordable.

How much could I qualify for?

The subsidy amount you’ll get depends on how much your household makes monthly. The less you earn, the higher your subsidy will be. FirstStep consultants will be able to give you an indication how much you are likely to qualify for.

Can I access FLISP if I have my own land?

Yes, you can use FLISP to build your residential property on a self-owned serviced residential stand through an NHBRC-registered home builder.

Is there an age limit for FLISP?

Yes, you must be at least 18 to apply for FLISP. If you’re a senior, you can use FLISP in conjunction with your pension. Contact FirstStep Housing to find out more.

Can I qualify for FLISP without a mortgage?

Yes, you don’t need a mortgage bond to qualify for FLISP. You can use funding from elsewhere in conjunction FLISP, such as cash, personal loan and pension fund.

Can I apply for the subsidy if I already own a house?

No, FLISP is only for first-time homeowners.

If you have any questions about FLISP or the subsidy process, contact FirstStep Housing. We would love to help you become a homeowner!